AF facilitated its latest Filer/Responder workshop webinar on August 23 and 24, with 130 attendees. The purpose of these 30-minute workshops is to drive decision quality by:

• Sharing information to improve filing and responding effectiveness.
• Answering questions attendees have regarding filing and responding to cases.

The following are key takeaways from the August workshop.

Proof of Coverage Denials

• A denial of coverage letter must be sent to the Responding Party’s insured or driver. This is the party seeking liability coverage under the policy. A denial of coverage letter to the claimant does not remove jurisdiction.
• A company that denies coverage to their insured based on concurrent coverage does not remove jurisdiction from AF under a concurrent coverage right of recovery. It is the issue to be decided.
• Liability and Damages Arguments (A Recurring Message)
• Make arguments clear and concise
• Address the specific issues
• Refrain from using template arguments

Deferments

• Attach evidence directly to the deferment request or challenge
• Request a deferment when there are additional exposures not included in the filing and you believe your policy limits will be exceeded.
• Do not continue to request multiple deferments without new additional information or evidence to support the necessity of the deferment.
• Do not repeatedly challenge a deferment when there are potential exposures that may impact the requesting party’s policy limits.

View dates and/or enroll in an upcoming 2023 Filer and Responder workshop.